Overdraft
Here for your Overdraft needs (It's like a credit card)
The personal overdraft is designed to allow you to cover those unexpected bills or cheques, and take care of any surprise expenses that might occur.
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No Loan Maintenance or Account Keeping Fees |
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Access via ATM's, Eftpos, Internet & Phone Banking and Cheques |
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Interest is not charged unless the overdraft is used |
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Eliminates the need for multiple loans |
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Key Features |
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| Overdraft variable interest rate | ||
| Minimum amount | $500 | |
| Maximum amount | $5,000 (amounts over this will be subject to additional lending criteria's) | |
| Loan period | Continuous. Payments 5% of balance | |
| Repayments | Monthly | |
| Interest charges | Calculated daily, Charged monthly on the portion of the overdraft used | |
| Application fee | $150 | |
| Loan repayment insurance available | No | |
| Auto repayments (salary / account) | Yes | |
| Loan interview required | No | |
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Learn More
- Learn more about the benefits of our overdrafts
- Review our FAQs to help you assess our overdraft
- Review and compare our interest rates and fees and charges
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