Our personal loans - here for your benefit  

Variable and lump sum repayments
By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner, saving you thousands of dollars in interest costs. Want to calculate how much you could save by making extra repayments? Use our Loan Calculator.

Early repayment without penalty for variable rate loans
The earlier you pay off your loan the more money you save in interest charges.

A free redraw facility
The credit union provides you with the option of making extra repayments on your loan which will assist you in saving money in interest charges. Should you wish to access these extra repayments, you can do so with our redraw facility - our personal loans offer you real flexibility.

Loan repayment insurance available
Loans are long term commitment, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance. 

Automatic repayments (salary/account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or telephone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees. Learn more about these methods of repayment.

Decided on which loan is right for you?

Apply using our simple online Personal Loan application form.

Learn more

• See the answers to FAQs about our personal loans
• Use our Loan Calculator to work out the features of your loan that are right for you